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Side-by-side: what they do, what they cost, what Kai actually thinks. Pass up to 4 tools via ?tools=claude,chatgpt,gemini.
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Cursor
S
GitHub Copilot
B
Leonardo.ai
A
DALL-E 3
B
TaglineVS Code fork that made AI coding actually work.Microsoft/GitHub's autocomplete. Deep VS Code + JetBrains integration.Gamer + creator image gen with model fine-tuning built in.OpenAI's image model. Built into ChatGPT Plus.
Categorycodingcodingimageimage
PricingFree + $20/mo Pro + $40/mo BusinessFree (limited) + $10/mo Pro + $19/mo BusinessFree + $12-$60/moIncluded with ChatGPT Plus $20/mo
Best forDevelopers. Non-developers who want to ship working code.Teams with GitHub already. Devs who don't want to change IDEs.Indie game devs, illustrators, anyone training custom style models.ChatGPT Plus users who want images without paying extra.
Strengths
  • Tab completion feels like mind-reading
  • Composer for multi-file edits
  • Runs Claude, GPT, Gemini — you pick
  • Great enterprise story
  • Works in your existing IDE
  • Chat + autocomplete
  • Train your own models on your style/character
  • Great for game art + concept art
  • Generous free tier
  • Excellent prompt understanding
  • Built into ChatGPT — no extra subscription
  • Good at composition + concepts
Weaknesses
  • Can feel overwhelming for non-coders
  • Expensive at scale
  • Less agentic than Cursor/Claude Code
  • Model quality varies
  • General output behind Midjourney
  • Can be overwhelming
  • Aesthetic ceiling below Midjourney + Ideogram
  • Text rendering worse than Ideogram
  • No fine control
Kai's verdictS-tier for coding. If you write code of any kind, this pays back the $20 in a day.B-tier. Solid for autocomplete but the category moved past it. Pick Cursor unless you can't.A-tier for creators training custom looks. B-tier for general use.B-tier standalone, A-tier value if you already pay ChatGPT. Don't pay for it separately.
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