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Side-by-side: what they do, what they cost, what Kai actually thinks. Pass up to 4 tools via ?tools=claude,chatgpt,gemini.
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Cursor
S
Lovable
A
Ollama
S
Gemini
A
TaglineVS Code fork that made AI coding actually work.Build a full app from a prompt. Stripe-ready.Run LLMs locally. One-line install, GUI optional.Google's answer. Best integrated with Workspace + free for a lot.
Categorycodingdesigndev platformchat
PricingFree + $20/mo Pro + $40/mo BusinessFree + $25-$100/moFree + open sourceFree + $20/mo Advanced (bundled with 2TB Drive)
Best forDevelopers. Non-developers who want to ship working code.Non-devs + solopreneurs shipping MVPs.Devs wanting offline/local LLMs for privacy or experimentation.Anyone already on Google, research tasks, summarizing long documents.
Strengths
  • Tab completion feels like mind-reading
  • Composer for multi-file edits
  • Runs Claude, GPT, Gemini — you pick
  • Generates full apps + DB + auth
  • Good for non-developers
  • Ships faster than hand-coding
  • Run Llama, Mistral, Qwen, etc. on your laptop
  • Simple CLI + API
  • Hardware-aware (picks the right quant)
  • Native Google Workspace integration
  • Very long context (1M+)
  • Deep Research feature
  • Free tier is generous
Weaknesses
  • Can feel overwhelming for non-coders
  • Expensive at scale
  • Complexity ceiling
  • Can generate brittle code
  • Needs beefy laptop for larger models
  • Speed way behind cloud APIs
  • Writing quality trails Claude
  • Over-refusals on edge content
  • UI is cluttered
Kai's verdictS-tier for coding. If you write code of any kind, this pays back the $20 in a day.A-tier. The strongest 'no-code' AI builder right now. Great for founder MVPs.S-tier for local inference. If you care about privacy or want to tinker, install this today.A-tier. The Deep Research feature is genuinely useful. Don't sleep on it if you're already paying Google.
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