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Side-by-side: what they do, what they cost, what Kai actually thinks. Pass up to 4 tools via ?tools=claude,chatgpt,gemini.
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Cursor
S
OpenRouter
S
DALL-E 3
B
Claude Code
S
TaglineVS Code fork that made AI coding actually work.One API, every model. Pay-as-you-go, no subscriptions.OpenAI's image model. Built into ChatGPT Plus.Anthropic's CLI agent. Opus-powered, operates on your repo directly.
CategoryCodingDev PlatformImageCoding
PricingFree + $20/mo Pro + $40/mo BusinessPay per token — model-dependentIncluded with ChatGPT Plus $20/moPart of Claude Pro/Max/Team plans
Best forDevelopers. Non-developers who want to ship working code.Developers experimenting across models. Apps that want fallback logic.ChatGPT Plus users who want images without paying extra.Developers who want an agent, not autocomplete. Large refactors, tests, docs.
Strengths
  • Tab completion feels like mind-reading
  • Composer for multi-file edits
  • Runs Claude, GPT, Gemini — you pick
  • 300+ models from one endpoint
  • Automatic fallbacks between providers
  • No subscription — just pay what you use
  • Excellent prompt understanding
  • Built into ChatGPT — no extra subscription
  • Good at composition + concepts
  • Runs locally, edits your actual files
  • Strong on large codebases with 1M context
  • Great at multi-step tasks
Weaknesses
  • Can feel overwhelming for non-coders
  • Expensive at scale
  • Slight markup over direct API
  • Some provider features not exposed
  • Aesthetic ceiling below Midjourney + Ideogram
  • Text rendering worse than Ideogram
  • No fine control
  • Terminal-based — learning curve
  • Can't be used without Claude subscription
Kai's verdictS-tier for coding. If you write code of any kind, this pays back the $20 in a day.S-tier for model-shopping. I use this for every prototype before committing.B-tier standalone, A-tier value if you already pay ChatGPT. Don't pay for it separately.S-tier if you live in the terminal. Different shape than Cursor — complementary, not replacement.
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