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Side-by-side: what they do, what they cost, what Kai actually thinks. Pass up to 4 tools via ?tools=claude,chatgpt,gemini.
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GitHub Copilot
B
Rows
A
DALL-E 3
B
Ollama
S
TaglineMicrosoft/GitHub's autocomplete. Deep VS Code + JetBrains integration.Spreadsheets with AI + live integrations baked in.OpenAI's image model. Built into ChatGPT Plus.Run LLMs locally. One-line install, GUI optional.
Categorycodingdataimagedev platform
PricingFree (limited) + $10/mo Pro + $19/mo BusinessFree + $19-$89/user/moIncluded with ChatGPT Plus $20/moFree + open source
Best forTeams with GitHub already. Devs who don't want to change IDEs.Ops teams, marketers, anyone building dashboards from multiple sources.ChatGPT Plus users who want images without paying extra.Devs wanting offline/local LLMs for privacy or experimentation.
Strengths
  • Great enterprise story
  • Works in your existing IDE
  • Chat + autocomplete
  • Pull live data from Stripe, Slack, Google Analytics, etc.
  • AI functions inside cells
  • Modern UX
  • Excellent prompt understanding
  • Built into ChatGPT — no extra subscription
  • Good at composition + concepts
  • Run Llama, Mistral, Qwen, etc. on your laptop
  • Simple CLI + API
  • Hardware-aware (picks the right quant)
Weaknesses
  • Less agentic than Cursor/Claude Code
  • Model quality varies
  • Not a full Excel replacement for heavy users
  • Integrations best on paid tiers
  • Aesthetic ceiling below Midjourney + Ideogram
  • Text rendering worse than Ideogram
  • No fine control
  • Needs beefy laptop for larger models
  • Speed way behind cloud APIs
Kai's verdictB-tier. Solid for autocomplete but the category moved past it. Pick Cursor unless you can't.A-tier. The most interesting spreadsheet in years. Great for ops dashboards.B-tier standalone, A-tier value if you already pay ChatGPT. Don't pay for it separately.S-tier for local inference. If you care about privacy or want to tinker, install this today.
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