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Side-by-side: what they do, what they cost, what Kai actually thinks. Pass up to 4 tools via ?tools=claude,chatgpt,gemini.
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Cursor
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OpenRouter
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Ollama
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TaglineThe one that actually gets text in images right.VS Code fork that made AI coding actually work.One API, every model. Pay-as-you-go, no subscriptions.Run LLMs locally. One-line install, GUI optional.
CategoryImageCodingDev PlatformDev Platform
PricingFree + $8/mo + $20/mo + $60/moFree + $20/mo Pro + $40/mo BusinessPay per token — model-dependentFree + open source
Best forAnything with text — posters, ads, album covers, slide decks.Developers. Non-developers who want to ship working code.Developers experimenting across models. Apps that want fallback logic.Devs wanting offline/local LLMs for privacy or experimentation.
Strengths
  • Best text rendering in the game
  • Strong free tier
  • Good for logos, posters, thumbnails
  • Tab completion feels like mind-reading
  • Composer for multi-file edits
  • Runs Claude, GPT, Gemini — you pick
  • 300+ models from one endpoint
  • Automatic fallbacks between providers
  • No subscription — just pay what you use
  • Run Llama, Mistral, Qwen, etc. on your laptop
  • Simple CLI + API
  • Hardware-aware (picks the right quant)
Weaknesses
  • Aesthetic ceiling below Midjourney
  • Less style variety
  • Can feel overwhelming for non-coders
  • Expensive at scale
  • Slight markup over direct API
  • Some provider features not exposed
  • Needs beefy laptop for larger models
  • Speed way behind cloud APIs
Kai's verdictS-tier for text-in-image. Use this for posters, Midjourney for art.S-tier for coding. If you write code of any kind, this pays back the $20 in a day.S-tier for model-shopping. I use this for every prototype before committing.S-tier for local inference. If you care about privacy or want to tinker, install this today.
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