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Side-by-side: what they do, what they cost, what Kai actually thinks. Pass up to 4 tools via ?tools=claude,chatgpt,gemini.
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Granola
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Fathom
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Cursor
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TaglineThe one that actually gets text in images right.Meeting notes that don't suck. Runs locally, no bot joins.Meeting notes, free forever for individuals.VS Code fork that made AI coding actually work.
CategoryImageMeetingsMeetingsCoding
PricingFree + $8/mo + $20/mo + $60/moFree + $18/moFree for individuals + $15-$29/user/mo teamsFree + $20/mo Pro + $40/mo Business
Best forAnything with text — posters, ads, album covers, slide decks.Founders, execs, consultants who live in calls.Solo operators, freelancers, small teams on a budget.Developers. Non-developers who want to ship working code.
Strengths
  • Best text rendering in the game
  • Strong free tier
  • Good for logos, posters, thumbnails
  • No bot in the call — runs on your Mac
  • Strong templates
  • Fast summaries
  • Unlimited free tier for solo use
  • Strong summaries + action items
  • Works in Zoom, Meet, Teams
  • Tab completion feels like mind-reading
  • Composer for multi-file edits
  • Runs Claude, GPT, Gemini — you pick
Weaknesses
  • Aesthetic ceiling below Midjourney
  • Less style variety
  • Mac-only
  • Single-user by design
  • Bot-joining model
  • Team features gated
  • Can feel overwhelming for non-coders
  • Expensive at scale
Kai's verdictS-tier for text-in-image. Use this for posters, Midjourney for art.S-tier. Category-defining UX. If you take notes in meetings, switch this week.S-tier for solo + free. The best free option, hands down.S-tier for coding. If you write code of any kind, this pays back the $20 in a day.
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