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Side-by-side: what they do, what they cost, what Kai actually thinks. Pass up to 4 tools via ?tools=claude,chatgpt,gemini.
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Ollama
S
GitHub Copilot
B
Rows
A
Cursor
S
TaglineRun LLMs locally. One-line install, GUI optional.Microsoft/GitHub's autocomplete. Deep VS Code + JetBrains integration.Spreadsheets with AI + live integrations baked in.VS Code fork that made AI coding actually work.
Categorydev platformcodingdatacoding
PricingFree + open sourceFree (limited) + $10/mo Pro + $19/mo BusinessFree + $19-$89/user/moFree + $20/mo Pro + $40/mo Business
Best forDevs wanting offline/local LLMs for privacy or experimentation.Teams with GitHub already. Devs who don't want to change IDEs.Ops teams, marketers, anyone building dashboards from multiple sources.Developers. Non-developers who want to ship working code.
Strengths
  • Run Llama, Mistral, Qwen, etc. on your laptop
  • Simple CLI + API
  • Hardware-aware (picks the right quant)
  • Great enterprise story
  • Works in your existing IDE
  • Chat + autocomplete
  • Pull live data from Stripe, Slack, Google Analytics, etc.
  • AI functions inside cells
  • Modern UX
  • Tab completion feels like mind-reading
  • Composer for multi-file edits
  • Runs Claude, GPT, Gemini — you pick
Weaknesses
  • Needs beefy laptop for larger models
  • Speed way behind cloud APIs
  • Less agentic than Cursor/Claude Code
  • Model quality varies
  • Not a full Excel replacement for heavy users
  • Integrations best on paid tiers
  • Can feel overwhelming for non-coders
  • Expensive at scale
Kai's verdictS-tier for local inference. If you care about privacy or want to tinker, install this today.B-tier. Solid for autocomplete but the category moved past it. Pick Cursor unless you can't.A-tier. The most interesting spreadsheet in years. Great for ops dashboards.S-tier for coding. If you write code of any kind, this pays back the $20 in a day.
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