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Side-by-side: what they do, what they cost, what Kai actually thinks. Pass up to 4 tools via ?tools=claude,chatgpt,gemini.
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Windsurf
A
Cursor
S
OpenRouter
S
MagicSchool
S
TaglineCodeium's agentic IDE. Cascade agent + strong free tier.VS Code fork that made AI coding actually work.One API, every model. Pay-as-you-go, no subscriptions.AI platform built for teachers. Lesson plans + IEPs + admin.
Categorycodingcodingdev platformeducation
PricingFree + $15/mo ProFree + $20/mo Pro + $40/mo BusinessPay per token — model-dependentFree + $100/yr Plus + school plans
Best forDevelopers who want Cursor-like power for less money.Developers. Non-developers who want to ship working code.Developers experimenting across models. Apps that want fallback logic.Teachers prepping materials. School districts.
Strengths
  • Cheaper than Cursor
  • Cascade agent for multi-file tasks
  • Solid free tier
  • Tab completion feels like mind-reading
  • Composer for multi-file edits
  • Runs Claude, GPT, Gemini — you pick
  • 300+ models from one endpoint
  • Automatic fallbacks between providers
  • No subscription — just pay what you use
  • 60+ teacher-specific tools
  • Generous free tier
  • FERPA + COPPA compliant for schools
Weaknesses
  • Smaller community
  • Model selection more limited
  • Can feel overwhelming for non-coders
  • Expensive at scale
  • Slight markup over direct API
  • Some provider features not exposed
  • Teacher-only focus
  • Less useful for students
Kai's verdictA-tier. Close second to Cursor. If $5/mo matters, start here.S-tier for coding. If you write code of any kind, this pays back the $20 in a day.S-tier for model-shopping. I use this for every prototype before committing.S-tier for teachers. If you teach K-12, start here this week.
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