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Side-by-side: what they do, what they cost, what Kai actually thinks. Pass up to 4 tools via ?tools=claude,chatgpt,gemini.
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Windsurf
A
GitHub Copilot
B
DALL-E 3
B
Figma AI
A
TaglineCodeium's agentic IDE. Cascade agent + strong free tier.Microsoft/GitHub's autocomplete. Deep VS Code + JetBrains integration.OpenAI's image model. Built into ChatGPT Plus.AI features baked into the design tool you already use.
Categorycodingcodingimagedesign
PricingFree + $15/mo ProFree (limited) + $10/mo Pro + $19/mo BusinessIncluded with ChatGPT Plus $20/moIncluded with Figma plans
Best forDevelopers who want Cursor-like power for less money.Teams with GitHub already. Devs who don't want to change IDEs.ChatGPT Plus users who want images without paying extra.Designers already on Figma.
Strengths
  • Cheaper than Cursor
  • Cascade agent for multi-file tasks
  • Solid free tier
  • Great enterprise story
  • Works in your existing IDE
  • Chat + autocomplete
  • Excellent prompt understanding
  • Built into ChatGPT — no extra subscription
  • Good at composition + concepts
  • First drafts with Make Designs
  • Rename/rearrange layers automatically
  • Natural language asset search
Weaknesses
  • Smaller community
  • Model selection more limited
  • Less agentic than Cursor/Claude Code
  • Model quality varies
  • Aesthetic ceiling below Midjourney + Ideogram
  • Text rendering worse than Ideogram
  • No fine control
  • Features vary by plan + region
  • Still rolling out
Kai's verdictA-tier. Close second to Cursor. If $5/mo matters, start here.B-tier. Solid for autocomplete but the category moved past it. Pick Cursor unless you can't.B-tier standalone, A-tier value if you already pay ChatGPT. Don't pay for it separately.A-tier. No reason not to use it if you're on Figma. Not worth switching for.
LinkOpen →Open →Open →Open →