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Side-by-side: what they do, what they cost, what Kai actually thinks. Pass up to 4 tools via ?tools=claude,chatgpt,gemini.
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Windsurf
A
Ollama
S
Rows
A
Fathom
S
TaglineCodeium's agentic IDE. Cascade agent + strong free tier.Run LLMs locally. One-line install, GUI optional.Spreadsheets with AI + live integrations baked in.Meeting notes, free forever for individuals.
CategoryCodingDev PlatformDataMeetings
PricingFree + $15/mo ProFree + open sourceFree + $19-$89/user/moFree for individuals + $15-$29/user/mo teams
Best forDevelopers who want Cursor-like power for less money.Devs wanting offline/local LLMs for privacy or experimentation.Ops teams, marketers, anyone building dashboards from multiple sources.Solo operators, freelancers, small teams on a budget.
Strengths
  • Cheaper than Cursor
  • Cascade agent for multi-file tasks
  • Solid free tier
  • Run Llama, Mistral, Qwen, etc. on your laptop
  • Simple CLI + API
  • Hardware-aware (picks the right quant)
  • Pull live data from Stripe, Slack, Google Analytics, etc.
  • AI functions inside cells
  • Modern UX
  • Unlimited free tier for solo use
  • Strong summaries + action items
  • Works in Zoom, Meet, Teams
Weaknesses
  • Smaller community
  • Model selection more limited
  • Needs beefy laptop for larger models
  • Speed way behind cloud APIs
  • Not a full Excel replacement for heavy users
  • Integrations best on paid tiers
  • Bot-joining model
  • Team features gated
Kai's verdictA-tier. Close second to Cursor. If $5/mo matters, start here.S-tier for local inference. If you care about privacy or want to tinker, install this today.A-tier. The most interesting spreadsheet in years. Great for ops dashboards.S-tier for solo + free. The best free option, hands down.
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