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Side-by-side: what they do, what they cost, what Kai actually thinks. Pass up to 4 tools via ?tools=claude,chatgpt,gemini.
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Windsurf
A
OpenAI Voice / Realtime
S
Fathom
S
TaglineCodeium's agentic IDE. Cascade agent + strong free tier.ChatGPT's voice + the Realtime API for developers.Meeting notes, free forever for individuals.
Categorycodingvoicemeeting
PricingFree + $15/mo ProVoice included with ChatGPT Plus; Realtime API by usageFree for individuals + $15-$29/user/mo teams
Best forDevelopers who want Cursor-like power for less money.Voice chat users, developers building voice agents on OpenAI.Solo operators, freelancers, small teams on a budget.
Strengths
  • Cheaper than Cursor
  • Cascade agent for multi-file tasks
  • Solid free tier
  • Advanced Voice Mode feels genuinely conversational
  • Realtime API enables true two-way voice apps
  • Built into ChatGPT
  • Unlimited free tier for solo use
  • Strong summaries + action items
  • Works in Zoom, Meet, Teams
Weaknesses
  • Smaller community
  • Model selection more limited
  • Pricey for production apps
  • Less voice variety than ElevenLabs
  • Platform lock-in
  • Bot-joining model
  • Team features gated
Kai's verdictA-tier. Close second to Cursor. If $5/mo matters, start here.S-tier for conversation. A-tier for TTS. Complement to ElevenLabs, not replacement.S-tier for solo + free. The best free option, hands down.
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